The 17 Worst (and Best) Places to Retire in America

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Don’t call the movers yet!  Did you know that deciding where to retire could be as important as the financial planning you put into preparing for retirement?

Your retirement destination will determine how much you will need to pay in taxes; your living costs and health care options, factors that are state specific.

Will you head to a year round sunny destination or enjoy the change in the seasons?

With all of that in mind, we’ve compiled a list of the 17 Worst (and 17 Best) places to retire in 2019. Let’s start with the states you should probably avoid if you’re looking to retire in 2019.

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17. Connecticut (Worst)

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The Good: Connecticut is a picturesque New England state with a mix of coastal cities, small towns, rural areas and magnificent lakes.  Mystic Seaport Aquarium and Museum are two must visit destinations.

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The Bad: The high cost of living might dissuade people from retiring in Connecticut. Residents pay both hefty state income taxes and high local property taxes.

The Ugly: The state is in a budget crisis as many large companies such as General Electric and Aetna have relocated, resulting in a huge loss of financial contributions to the tax base. Retirees can expect to see escalating tax bills during their golden years.

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16. Indiana (Worst)

The Good: Looking to retire to a state that has a four-season climate?  From May through October, Indiana has festivals for everyone! For retirees the state doesn’t tax social security benefits and the property taxes are relative low, which is great news for those on fixed income.

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Music lovers can attend blues, country and jazz concerts.  County fairs, flea markets and art shows can be found countywide.  Racing enthusiasts will want to head to the Indy 500 in May.

The Bad:  Indiana is home to tornado alley!

The Ugly: The EPA reports that Indiana is one of the worst water polluting states as its industries release toxic chemicals into the water.

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15. Maryland (Worst)

The Good: This Mid-Atlantic state has a lot to offer tourists from the Ocean City Beaches and amusement park, to the Chesapeake Bay lighthouse and Maritime Museum and the Baltimore Harbor and National Aquarium and Science Center.

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The Bad: Retirees should be cautious about relocating to Maryland. The state government has high taxes and recently increased the gas tax and inheritance tax.

The Ugly: Housing prices in safe neighborhoods are steep and living near the coast could wipe out your savings when you’re charged a premium for flood insurance.

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14. Mississippi (Worst)

The Good: Road Trip! Home to the birthplace of the blues, the Mississippi Delta is a region filled with places to explore.  Residents of Mississippi endure long hot, humid summers and are rewarded with warm temperatures, averaging 50 degrees in the winter.

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The Bad: There is little to no snowfall, but late summer and early fall always bring a risk of damaging hurricanes.

The Ugly: Mississippi is among the states with poor health care quality being strained by the high obesity rate and epidemic numbers of opioid users.

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13. Oklahoma (Worst)

The Good: Oklahoma offers a diverse landscape with expansive plains, hills, lakes, forests and 33 state parks. This state has a mixture of western history, Native American culture and Southern charm.   Oklahoma City and Tulsa offer city vibes and a slower paced lifestyle.  Storm chasers are sure to frequent Oklahoma since it is infamously part of Tornado Alley.

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The Bad: The housing and taxes are affordable, but seniors should be concerned that the doctors setting down roots in Oklahoma are decreasing.

The Ugly: You can expect battles with Mother Nature from March to May.  As a result, the roads and bridges are in need of major repairs Unfortunately, these type of expensive infrastructure projects are usually paid for by increasing taxes for local residents.

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12. South Carolina (Worst)

The Good: You may be looking forward to teeing off at one of South Carolina’s plush golf courses or soaking up the sun at Myrtle Beach.  Maybe you’re looking for a slower paced life in a southern city like Charleston.

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If you have a good retirement income and South Carolina’s small town appeals to you, then you can find some safe and affordable homes in suburban neighborhoods. Before you make the decision to retire here, there are some issues to consider.

The Bad: The cost of living in South Carolina is more than 7% lower than the national average, but so are the salaries. This results in unequal access to health care in a state that is already ranked in the top ten for obesity.

The Ugly: In recent years South Carolina is among the worst states for violent crime.

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11. Alaska (Worst)

The Good: There is no denying that Alaska has some of the most breathtaking wilderness areas and wildlife viewing in the country. Where else can you go fishing, hike to see a glacier up close, eat reindeer steaks and see moose wandering around like feral cats? Alaska is perhaps the vacation of a lifetime, but it’s probably not the place you want to spend your golden years.

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The Bad: The cost of living in our 49th state is very high, since almost everything except wild game must be flown in from the continental US or other countries.

The Ugly: Healthcare is very expensive, with most residents choosing to fly to Seattle for non-emergency operations to save big bucks.

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10. New Mexico (Worst)

The Good: New Mexico bills itself as “The Land of Enchantment” and while that might be true for visitors, it’s anything but enchanting for retirees.

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The Bad: Housing is very expensive, especially in large cities like Santa Fe, where the average housing cost is 20% above the national average.

The Ugly: Beautiful Las Cruces, known for its festivals and abundance of chili’s, has some of the highest violent crime rates in the US.

While the warm sunny climate appeals to many, the downsides of living here on a fixed income outweigh the sunshine

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9. Rhode Island (Worst)

The Good: Rhode Island has so much to offer at first glance; beautiful beaches in the summer, white winters for the holidays, not to mention the seafood platters that are too good to ever pass up.

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The Bad: High taxes and cost of living leave this state out in the lurch. Rhode Island has some very nice cities, such as Newport, that are ridiculously expensive… and other cities, such as Providence, which offer a lack of anything even remotely entertaining.

The Ugly: As small as it is, this state has some of the highest electricity prices and the worst transportation system in the country.

While it does offer great health care services, you might want to reconsider making this your retirement abode

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8. Kentucky (Worst)

The Good: What does the word Kentucky bring to your mind? Whiskey? Blue grass? Horses? All of those and the tax breaks this state offers retirees make this state sound appealing but hold your horses!

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The Bad: Before you consider this state to spend your retirement years, consider that health care costs for the average retired couple are some of the highest in the country.

The Ugly: Most of the state has devastating levels of poverty, leaving most of the state without much to offer seniors. So, while the overall cost of living and taxes are very low, think twice before committing yourself to this state, especially if you have serious health issues.

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7. Arkansas (Worst)

The Good: You might hear people who have visited Arkansas gush about the beautiful hot springs and miles of unspoiled natural beauty, but there are a few things to consider first before you make that retirement move.

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The Bad: First, while the state does have a very low cost of living, it’s been rated by some groups as being the absolute bottom of the barrel when it comes to quality of life.

The Ugly: This might be because of the very high crime rates and horrible summer humidity, which brings with it hordes of mosquitoes. If you own stock in companies that sell air conditioners or bug spray, this state might be perfect for you. Otherwise, take a second look.

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6. New York (Worst)

The Good: New York is one of the most exciting states you will ever want to vacation in, but it might be dead last when it comes to retiring there.

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The Bad: First, no matter where you live, the cost of living in this state is at least 29% higher than the national average.

The Ugly: If that weren’t bad enough, it ranks next to last when it comes to lists of quality health care and quality of life for seniors. Consider making New York a vacation destination, rather than a retirement destination, unless you have plenty of cash lining your pockets.

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5. Hawaii (Worst)

The Good: This state is another vacation must see but the super high cost of just about everything will put a real damper on most retiree’s budgets.

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The Bad: The islands must have almost everything, even basics like toilet paper, flown in from other locations. As you would imagine, that makes the prices of everyday goods significantly higher than most places in the country.

The Ugly: Hawaii also takes first place when it comes to the highest gas prices in the US. There are beautiful beaches, mountains, and volcanoes to be sure, but the very high prices, continual influx of tourists, overcrowding and volcanic smog make this a nightmare of a place to retire for most people.

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4. West Virginia (Worst)

The Good: Remember John Denver’s song Take Me Home Country Roads? Denver crooned that it was “almost heaven, West Virginia” and this was most likely because he didn’t retire there on a fixed income. This pretty state is known for whitewater rafting, charming old -time cities like Charleston, and with a cost of living running 3% below the national average, it sounds like a great retirement state.

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The Bad & The Ugly: However, the state has very high healthcare costs, and extremely high crime rates. This is most likely due to the poverty that affects most cities due to the closing of coal mines. West Virginia has a lot going for it, just not for retirees.

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3. New Jersey (Worst)

The Good: Anyone who has visited New Jersey knows that the Garden State has some seriously charming little towns and fun beach cities, but unless you are living to golf every day, this state doesn’t have much else to offer retirees. New Jersey has the second highest state and local tax rate in the US.

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The Bad & The Ugly: It also boasts some very high prices when it comes to real estate, with the average house price hitting more than $311K! The cost of living in this beach state is 22% above the national average, which can leave many retirees out in the cold.

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2. Texas (Worst)

The Good: Howdy!  Are you comfortable with the western look?  Then pack your cowboy hat and boots, leather belt and worn in blue jeans.  Bring your appetite to plenty of barbecues, feast on fried goodies and top off your meal with a visit to a Blue Bell Creamery for family made ice cream.

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The varying landscapes of Texas offer trips to coastal plains, prairies, lakes, deserts, the famous Rio Grande River and refined cities like Houston, Dallas and Austin.

The Bad & The Ugly: Seniors looking to retire her should be aware of the state’s health care issues.  Texas has the third worst physician to patient ratio in the country, with access to specialized care being difficult.  Nursing homes are poorly staffed and they hold a record for having the most concerns called into a hotline.

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1. Louisiana (Worst)

The Good: We don’t want to pick on Louisiana, but let’s be frank about a few things, shall we? While the incredible music scene and food are something everyone should experience, living here leaves a lot to be desired.

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The Bad: With Category 4 and 5 hurricanes making regular appearances every summer, not to mention the suffocating humidity, the weather is not something to crow about.

The Ugly: Louisiana has a high tax rate of almost 10% and the second highest crime rate in the US.

Let’s not forget alligators and a pathetic health care system. This state has a great deal of southern charm, but charm won’t pay the bills for retirees.

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The 17 Best Places to Retire in America

Now that you’ve learned a little about the states we recommend you avoid, we would like to end on a positive note with a detailed list of our 17 favorite places to retire in 2018.

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Whether you’re thinking of moving or retiring in the very near future, you are most likely wondering how to get the most for your money. Of course, what suits one person certainly won’t work for someone else.

If you hate snow, then you won’t be interested in our pick for #10 on this list of best retirement cities, however, for those who love a change of season, this small town might be perfect for you.

Without further delay, here’s our list of what we think are 17 of best wallet friendly and all-around great places to live or retire to in 2018.

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#17 Lawrence, Kansas (Best)

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Yes, Dorothy, you might want to return to dusty old Kansas once you visit Lawrence. This is another small-town college community with fewer than 100,000 residents, but unlike the majority of Kansas, this tree filled town will win you over. Imagine no snow in the winter and very warm summers – you get both in this pretty little place. With an average income of only $26K a year, Lawrence is one of the most inexpensive places you could park your horse.

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Rent on the average 2-bedroom apartment is $830 and average home prices are less than $200K. Sales tax is a bit high at 9% but the low cost of everything else more than makes up for it.

There are more than 10 hospitals in this tiny town, so healthcare is not an issue. It does rain here, however, at least a few days out of every month, but that’s what keeps it so green and gorgeous. Temps in January average 40/21 and July Is a very warm 90/71, but no snow gives this town a little extra plus in our book.

Crime Rate: 10.27
Cost of Living: Low
Avg Temp: 68
Tax Grade: Poor

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#16 Brevard, North Carolina (Best)

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If you want privacy, small town life and true country living, this little charmer might be just the ticket for you. With a population of only 8,000, you will get well-acquainted with everyone in your neighborhood fairly quickly. Many refer to Brevard as the town of waterfalls and if you love hiking, you can get plenty of it in the mountains that surround you.

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The average age here is 45 so seniors should feel right at home. Cost of living is low, with the average income only $38K. You can find a 2-bedroom apartment for about $1,000 and the average housing price for a 1400 square foot home is $122,000. The sales tax is a reasonable 6.75%.

There is one large medical facility and hospital in Brevard, but with only 8,000 residents, this shouldn’t be an issue. In addition to the low cost of living and outstanding recreational features, it’s the temps that really put Brevard on the map. Summer temperatures average 83/61 and even winters are mild at 49/25 in January. We can’t stop thinking that this little town will probably grow substantially once people discover it!

Crime Rate: 14.86
Cost of Living: Low
Avg Temp: 72
Tax Grade: Great

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#15 Ocean Pines, Maryland (Best)

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The name alone is enough to make you want to breathe in deep, right? This small city of 12,000 has everything, such as beaches, golf clubs, tennis, even yacht clubs! The average cost of living is a bit higher than some cities ($70K) but with so much to offer, you can understand why.

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To help offset these costs, Maryland has no state tax on your Social Security income and the sales tax is only 6%. The average home sells for $284k and rent for a 2-bedroom apartment runs $1400.

If you hate the heat, this is the place for you! Temps in July top out at 81 and nights are a soothing 68. Even January isn’t too bad, with average temperatures about 41/30. In addition to all the amenities the city has to offer, it has a higher number of doctors than other nearby cities, as well as a minimum of 10 hospitals. Healthcare and good times on the beach are right around the corner in this town.

Crime Rate: 18.35
Cost of Living: High
Avg Temp: 58
Tax Grade: Good

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#14 Lincoln, Nebraska (Best)

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Now here is a city (and state) you probably never thought you would see here. Don’t knock Nebraska until you’ve been there! The average income is just shy of $60K, which makes it a bargain for a medium sized town of 280,000. At 7.25%, the tax rate is comfortable, and homes sell for an average of $175. You could opt to rent a 2-bedroom apartment, however, for $900.

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This city has tons of parks and historical neighborhoods that can keep your interest for years to come. The weather isn’t too bad either, if you don’t mind a bit of a range. Summers are 89/68 and January is a chilly 33/14. You will no trouble finding hospitals or healthcare facilities in a town this size.

Crime Rate: 21.24
Cost of Living: Low
Avg Temp: 51
Tax Grade: Good

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#13 Columbia, Missouri (Best)

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This is a small town with multiple colleges, so the nightlife is good, but the rents are low! With 120,000 residents, you can rent a two-bedroom apartment for $780 but check out the cost of living in this little beauty of a town; just under $34k! Talk about cheap! Now the tax rate is a bit higher than some at 8.47% but you can’t beat the cost of owning a house, which averages $155k.

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By the way, this town has more doctors than average living here, so finding healthcare close by isn’t an issue. This tree filled town will also charm you with the colorful change of seasons. Winters average 40/23 and summers top out at about 89, but nights are a comfortable 69, so sleep with the windows open!

Crime Rate: 17.08
Cost of Living: Very Low
Avg Temp: 63
Tax Grade: Below Average

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#12 Harrisonburg, Virginia (Best)

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This is a small but friendly little town of about 52,000 and it’s nestled right in the breathtaking Shenandoah Valley. The cost of living here is only $40K, which is about 4% below the national average and the tax rate is a low 5.3%. This is another college town, but not nearly as rowdy as some larger cities. You are surrounded by mountains for hiking and other outdoor activity, not to mention the beautiful Shenandoah river for picnics and fishing.

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This town has old fashioned style charm and grace, with a notable historic center and terrific shopping. The average house is selling for $180,000 and a 2-bedroom apartment averages $900. The weather is darn near perfect, with summers topping out at about 86/62 and winters 42/22. For a small town, Harrisonburg has plenty of hospitals and healthcare centers right in town, so you don’t have to go to the big city for treatment.

Crime Rate: 16.32
Cost of Living: Below Average
Avg Temp: 57
Tax Grade: Great

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#11 Fargo, North Dakota (Best)

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Let’s be right up front and say that winters are cold, cold, cold here, but for winter sport enthusiasts, this is an ideal location. Winters average 17/1 and it’s not uncommon to go below zero. Summers are so nice, however, with July temps reaching 82/60.

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The cost of living is very attractive, with an annual income of about $30K and a tax rate of 7.5%, but housing is the biggest expense, with house prices averaging $225K. You can still rent a two-bedroom apartment for about $700, which is rather low.

With a small-town feel, Fargo has a population of 120,000 and more than enough doctors and hospitals to go around. Fargo is the largest town in North Dakota, so if you love cold weather sports, you could move outside of town and save on housing.

Crime Rate: 16.71
Cost of Living: Very Low
Avg Temp: 43
Tax Grade: Average

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#10 Grand Prairie, Texas (Best)

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For those of you who might be interested in warmer temps and like living in a smaller town but with a big city feel, Grand Prairie might be up your alley. Cost of living is middle ground, about $60K and the tax rate is 8.25%. Housing for this income level is reasonable at $184K and rent for a two-bedroom apartment runs $1,000 on average.

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Grand Prairie is very popular with retires due to its beaches, marina, race track, public fitness centers, and parks. Yes, summers are hot and humid (96/76) and winters cold and wet (55/35) but for some reason, Mother Nature seems to spare Grand Prairie from hurricanes. You are a short 20-minute drive to the Dallas airport and there are numerous hospitals, including a woman’s specialty medical center and a trauma center.

Crime Rate: 13.19
Cost of Living: Average
Avg Temp: 79
Tax Grade: Average

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#9 Green Valley, Arizona (Best)

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This small town of 32,000 is where many senior citizens retire to for numerous reasons. First, it has an extremely low crime rate, and there is no state inheritance or estate taxes. Cost of living here is 4% below the national average, with annual income in the $46K and a low tax rate of 6.1%. The average house is $176K and rent for a huge two-bedroom apartment with 1300 square feet for only $1200.

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Yes, it is hot, hot, hot in the summer, with July temps average 100, but nights cool down to 69 due to the 3,000 feet in elevation. Winters are very mild, with January temps in the 67/37 range. Retirees love Green Valley because it has 13 public recreations centers with gymnasiums, golf courses, swimming pools, and community get-togethers. With thousands of retirees, you can bet that all the hospitals in this city are top notch and offer easy access.

Crime Rate: 13.19
Cost of Living: Below Average
Avg Temp: 82
Tax Grade: Average

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#8 Jefferson City, Missouri (Best)

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This often-overlooked city of 43,000 is in the middle between Kansas City and St. Louis and boasts a seriously low cost of living that is 10% below average. Average incomes are $49K and the tax rate is 7.72%. With the average home price only $152K and a two-bedroom apartment only $500, your money goes a lot further here.

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Jefferson City really knows how to treat retirees, with more than 30 retirement communities and plenty of top rated hospitals and healthcare centers. This historic town also has plenty to offer in the way of weather, with summers a warm 89/87 and winters about 40/19. You can easily afford to travel to the big cities for nightlife and weekend getaways when you retire here!

Crime Rate: 10.19
Cost of Living: Very Low
Avg Temp: 51
Tax Grade: Average

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#7 Iowa City, Iowa (Best)

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This is another small town you might not have imagined would make this list, but how could it not? With an average cost of living of only $35K and zero tax on social security earnings, not to mention a lower state tax rate for persons living on a pension, this college town is one of the most retirement friendly places around! Did we mention that the tax rate is only 6%?

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Iowa City has an extremely low crime rate and good air quality, not to mention plenty of hospitals and healthcare centers. People here are known for being neighborly and volunteering is one of the most popular ways people get together here.

The average house price is $204K or you could rent a two-bedroom apartment for about $980. If you like warm weather, however, this might not be the place for you. Summer temps only hit the low to mid 80’s and winter days are almost always below freezing.

Crime Rate: 7.47
Cost of Living: Very Low
Avg Temp: 45
Tax Grade: Great

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#6 Jacksonville, Florida (Best)

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Most people think that Florida is filled with overpriced tourist or retiree spots, and although this is the largest city in Florida, it seems to be a secret. The population of 880,000 has an average income of only $25K, which is about 8% below average. Housing is affordable as well, with the average house price around $158K and rent on a two-bedroom apartment only $1100. The sales tax rate is also a reasonable 7%. Another big plus? No state income tax or estate taxes.

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For those interested in healthcare, as you can imagine, in a town this size, you won’t have any trouble finding a hospital or doctor close to home. Like most cities, it has a problem with crime, but it’s not due to overcrowding as this city is largest in the US, land wise.

Hurricanes tend to miss this part of Florida, more often than not, but that’s not to say that it isn’t hot as…well, as only Florida can be! Temps in the summer average 92/72 with high humidity, but Jacksonville makes up for it with beautifully mild winters that have lows averaging 66/46.

Crime Rate: 31.43
Cost of Living: Very Low
Avg Temp: 53
Tax Grade: Average

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#5 Lewiston, Maine (Best)

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Tiny Lewiston, Maine, population 36,000, has a lot to love. With multiple museums, the Androscoggin river, a theater, and a home-town brewery, this town might be just the place for you. Lewiston has a low crime rate, not to mention a low cost of living. Average incomes are $38K and the sales tax rate is a small 5.5%. Housing is just as reasonable, with houses averaging $141K and the average two-bedroom apartment going for $840.

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As you can imagine, temps are downright on the low side, with summers rarely topping 80/60 and winter days rarely coming close to even the freezing level, with January temps in the 29/11 range. There are plenty of hiking trails, bike trails, and both indoor and outdoor activities to keep seniors active and engaged. There are 3 hospitals in town, which should make at least one of them close enough to you to be convenient.

Crime Rate: 9.17
Cost of Living: Very Low
Avg Temp: 39
Tax Grade: Great

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#4 Largo, Florida (Best)

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It’s amusing to know that Largo was named after a lake that was later drained to build the city. Still, this small town of 82,000 is a great place to retire, since the cost of living is 7% below the national average, while the weather is above average. For those who hate winter, Largo is the place to be since January temps rarely go below 56 at night and they remain a comfortable 66 in the day. Summers can be hot, but not as extreme as say Key Largo, with temps averaging 86/79.

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It’s not just the weather that makes this a terrific place to be; the cost of living is very low, with annual income only $39K. Florida has no state taxes and a decent sales tax rate of 7%. You can pick up a house here for around $185K and rent for a two-bedroom apartment is in the $1100 range for a spacious 1,000 square foot pad. There are 3 local hospitals and plenty more in nearby towns that are very close.

Crime Rate: 7.47
Cost of Living: Very Low
Avg Temp: 83
Tax Grade: Good

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#3 Lexington, Kentucky (Best)

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Beautiful Kentucky, land of whiskey and horses! This is a college town that is medium in size, with a population of 318,000. It is quickly becoming one of the top spots for retirees due to good air quality, a low crime rate, no state taxes social security earnings and a tax break on pensions!

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The cost of living is good here, with average incomes only hitting $29K, making it 8% below average. The average house will set you back only $169K, with the standard 2-bedroom apartment going for $889.

Lexington get high marks for the volunteerism attitude of the community, plenty of walking friendly areas, bike paths, and a moderate climate. Temps in July average 86/66 and even winter is a reasonable 40/24. Perhaps the only drawback is that there are only two hospitals in town currently.

Crime Rate: 12.88
Cost of Living: Very Low
Avg Temp: 63
Tax Grade: Good

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#2 Colorado Springs, Colorado (Best)

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Time to get our Rocky Mountain High on! While Colorado Springs might be the second largest city in the state with 415K residents, the surrounding mountains makes it feel much smaller. The cost of living is reasonable at $55K and the sales tax is 8.25%. Housing seems to be the biggest cost, with the average house about $276K. You can still rent a two-bedroom apartment for only $1200.

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Colorado Springs gets high marks for its breathtaking scenery and change of seasons. Temps in summer are a super 85/57, which means sleeping with the windows open! Winters can be snowy and cold, with January temps in the low 40’s and only 17 at night, but how can you have spring flowers without snow?

Regardless of what you like, summer activities or winter fun, you can have it here. There are also two hospitals in town and numerous other healthcare centers, so you probably won’t have issues getting quality health care. Did we mention that recreational use of marijuana is legal in Colorado?

Crime Rate: 7.47
Cost of Living: Good
Avg Temp: 51
Tax Grade: Average

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#1 Sun City, Arizona (Best)

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While not perfect, we think Sun City, Arizona, comes darn close. The cost of living has got to be one of the strong points for this city at $32K. This makes it 9% below the national average. This suburb of Phoenix has a small population of 40,000 and it seems that there are more doctors than patients! The state sales tax is only 6.3% and better still, there are no state taxes, no taxes on social security and no state inheritance taxes!

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Housing is very reasonable, with the average house going for $164K and rent on a two-bedroom apartment only $1,100. Sun City is the country’s first community planned around retirees, so there’s always something to do and something just for you! Ok, except for skiing. Let’s face it, it’s downright hot in the summer, with July temps hitting 106 and even nighttime temps in the low 80’s. Winters are so nice, though, averaging 67/41.

There is a low rate of crime, but the air quality isn’t always the best in the summer, due to big city Phoenix next door, and if you don’t like it hot, this obviously won’t be your cup of tea.

However, with numerous golf courses, shopping malls, activity centers for seniors, a low cost of living and even lower taxes, Sun City is a great place to retire for those who want to stay warm and stay active!

Crime Rate: 2.03
Cost of Living: Very Low
Avg Temp: 87
Tax Grade: Great

 

Thanks To Our Readers! Thanks to some extremely valuable feedback from our readers, we have added two bonus cities to our list of the best budget friendly places to retire. Check them out below!

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Honorable Mention: Clemson, South Carolina

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As we head on down south, we must stop at this small town (population 16,000) of Clemson, South Carolina, where the cost of living is easy with an average income of $37K and taxes are a reasonable 7%. This city is home to the popular Clemson Tigers football team, which gets loud during the school year, so rent can vary, depending on which part of town you live in. We found average rents for 2-bedroom apartments in the $1,000-$1300 and the average housing price of about $200K.

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The climate here is a beauty, with average summertime temps in the upper 80s, but a cool 65 in the evening for easy sleeping. Winters aren’t too bad, either, averaging 52/31 in January. There is only 1 main hospital in Clemson, but plenty just a few miles away in other towns, such as Greenville.

 

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Honorable Mention: Bella Vista, Arkansas

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Bella Vista means Beautiful view in Spanish and this town is appropriately named. Surrounded by hardwood forest, waterfalls, 7 lakes, and numerous nature trails, this is the perfect place for active retirees who love the outdoors. With only 27,000 residents, you can be as social or reclusive as you like. This town also has golf courses, public swimming pools, and tennis courts! The cost of living here is a very nice $62K, which means beautiful surroundings, but it might cost you a bit more than other places.

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Bella Vista has only 28,000 residents, who enjoy a tax rate of 7.5%. The average home sells for $165K and renting a two-bedroom apartment will set you back about $1000. The weather is also pretty good for this small town, with July temps running about 89/69 and January temps dipping down to 48/28. There are 7 hospitals and even more medical centers, so healthcare is as easy to find as the nearest golf course.

Ariana Aufiero

Ariana Aufiero

I am an extremely verbal person who excels (and profusely enjoys) writing and/or talking about anything and everything! I love writing... Did I mention that?

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